Vol. 1 No. 1 (2026)
Articles

EDUKASI PRODUK PEMBIAYAAN PADA BANK SYARIAH BAGI CIVITAS AKADEMIKA UNIVERSITAS MUHAMMADIYAH JAMBI

Iqra Wiarta
Universitas Muhammadiyah Jambi
Ermaini
Universitas Muhammadiyah Jambi
Siswoyo
Universitas Muhammadiyah Jambi
Faradilla Herlin
Universitas Muhammadiyah Jambi
Agung Susilo
Universitas Muhammadiyah Jambi
Muhammad Sabyan
Universitas Muhammadiyah Jambi

Published 2026-05-31

Keywords

  • Sharia Bank,
  • Financing,
  • Contract,
  • Murabahah,
  • Mudharabah

Abstract

Financing in Islamic banking is very different from credit in conventional banks. In conventional banks, interest rates are used as a benchmark in assessing an asset so that its ownership can be transferred, whereas in Islamic banks, the contract is used as a benchmark for how an asset can be transferred. The low level of Islamic financial literacy and the unpopularity of Islamic banking products inspired the author to conduct community service within the academic community of Muhammadiyah University of Jambi, consisting of lecturers, educational staff, and also students of the management study program. After this service is carried out, it is hoped that there will be an understanding among the UM Jambi academic community regarding financing products at Islamic Banks.

 

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